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Why can’t all payments be sent via the Faster Payments Service?

Not all banks have agreed to be a part of the Faster Payments Service and there will be an initial period when other banks are still joining the system therefore payments to these banks will continue on the existing 3 day cycle (Bacs) until they are fully engaged.

Payments to accounts at non-member banks will continue to be routed through the existing Bacs system. You can find out more about the Faster Payments Service at the APACS website.  This website will tell you whether a particular bank can receive faster payments.

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