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How do Balance Transfers work?
If you transfer a credit card balance to Barclaycard or move money from your Barclaycard to your current account*, you can enjoy a competitive balance transfer rate. Balance transfers are usually subject to a handling charge of 2.5%. We will make any handling charges clear to you in the terms and conditions accompanying an offer made to you.
When you make a payment to your account, we will apply the amount you do pay to reduce higher interest rates balances before lower interest rate balances. This means that you will pay off any cash transactions and purchases before you pay off any of your balance transfer.
Find out more about how balance transfers work.
*Transfers to a current account are only available to existing customers.
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