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Why do I need to create a memorable word?

Memorable word is a secret piece of information that you'll need to provide each time you log in to your account.
Once you've launched your online account, each time you log in to mybarclaycard you'll be asked for 2 letters from your memorable word, along with
o your user ID. You can enter your automatically generated user ID, your chosen username or your card number.
o your passcode. This is a 6 digit number that you can select yourself.

You'll never be asked for more than 2 characters at a time from your memorable word, and you should never tell anyone what it is.

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